The Authorized Carrier Portal for Long Term Care and Annuity Training
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Check Your Transcript and Find Courses Certified for Carrier Acceptance

What Brings You Here Today?

I Need To Learn the Rules

In most states, you must prove your compliance with mandatory long-term care insurance and suitability in annuity training to your carrier - not the state department of insurance. Learn what your carrier requires in every licensed state - and how to earn reciprocity for completions.

learn the state-by-state training rules

I Need to Take a Course

Be sure you receive ClearCert Credit for course completions to gain - or maintain - your certification to represent long-term care insurance or annuities. Each course on our list has earned the coveted ClearCert Certified status, so when you take one we can guarantee our member carriers will accept your completion.

go to the course list

I Need My Transcript

Not sure when you took your last course? Need to replace a lost certificate? Get your FREE personalized transcript showing your course competions as reported by ClearCert providers.

learn more about transcripts

My Company Wants to Join

  • ClearCert is a membership organization. There are many benefits available to:
  • LTCI and Annuity carriers
  • Agent Licensing and Contracting
  • Training Providers
go to the membership center

Who is ClearCert?

ClearCert is the proven, independent certification clearinghouse dedicated to mandatory long-term care insurance and suitability in annuity training-requirements because they are validated by insurance carriers, not state departments of insurance.

We post carrier-authorized state-by-state training rules and a list of training courses certified to fulfill them. Participating carriers include John Hancock Financial; Genworth Financial; MedAmerica; Unum/Colonial Life;  Securian; Transamerica; Forethought Financial; Trustmark Financial; Pacific Life; Thrivent Financial for Lutherans; MassMutual; and Guardian Financial.

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You do not need to register in order to learn about carrier training rules or view the certified course list).

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