The Authorized Carrier Portal for Long Term Care and Annuity Training
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Learn State Rules and Find Courses Certified for Carrier Acceptance

What Brings You Here Today?

I Need To Learn the Rules

In most states, you must prove your compliance with mandatory long-term care insurance and suitability in annuity training to your carrier - not the state department of insurance. Learn what your carrier requires in every licensed state - and how to earn reciprocity for completions.

learn the state-by-state training rules
 

I Need to Take a Course

Be sure you receive ClearCert Credit for course completions to gain - or maintain - your certification to represent long-term care insurance or annuities. Each course on our list has earned the coveted ClearCert Certified status, so when you take one we can guarantee our member carriers will accept your completion.

 
go to the course list

I Want the LTCQuickGuide

Get the LTCQuickGuide™, three groundbreaking LTC sales tools in one:

  • Effortlessly compare and contrast policies using ClearCompare™
  • Research your LTC course transcript with ClearSearch™
  • Verify and document your certified status with the ClearCert® Report™
learn about the LTCQuickGuide™

My Company Wants to Join

  • ClearCert® is a membership organization. There are many benefits available to:
 
  • LTCI and Annuity carriers
  • Agent Licensing and Contracting
  • Training Providers
go to the membership center

Who is ClearCert®?

ClearCert® is the proven, independent certification clearinghouse dedicated to mandatory long-term care insurance and suitability in annuity training-requirements because they are validated by insurance carriers, not state departments of insurance.

We post carrier-authorized state-by-state training rules and a list of training courses certified to fulfill them. Participating carriers include John Hancock Financial; Genworth Financial; OneAmerica; Unum/Colonial Life;  Securian; Transamerica; Forethought Financial; Trustmark Financial; Pacific Life; Thrivent Financial for Lutherans; MassMutual; Guardian Financial; and LifeSecure.

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