Detailed State Regulations - NAIC/DRA States
The following states have enacted mandatory long-term care training since the passage of the Deficit Reduction Act in 2005 and the NAIC Long-Term Care Model Act in 2006. Click on the state name to view a detailed summary of the state regulations. States that are shaded have not finalized a partnership program, but require long-term care training, in most cases according to the NAIC model. Click here for information on the four original partnership states - Indiana, California, Connecticut and New York.
Recent Changes to Regulations
9/3/2008 - Wisconsin notified
ClearCert that reciprocity is only available to
non-residents for NAIC content. Resident producers
must complete a Wisconsin course. Non-resident producers
must complete a two-hour Wisconsin state/partnership law
course. The ClearCert regulations for Wisconsin have
been updated as a result.
|
State |
Initial Training Deadline |
Minimum Length of Initial Training |
Minimum Length of Follow-up Training |
CE Credit Required |
Residents Must Take Course in Home State |
Course on State Law Required |
|
7/1/2009 |
8 hrs |
4 hrs |
|
|
Residents only |
|
|
6/30/2009 |
8 hrs |
4 hrs |
|
|
|
|
|
1/1/2009 |
16 hrs (at least 8 must be classroom) |
5 hrs (classroom) |
|
|
|
|
|
In effect |
8 hrs |
4 hrs |
|
|
TBD |
|
| 10/1/2008 |
8 hrs |
4 hrs |
X |
X |
TBD | |
|
1/1/2009 |
4 hrs |
3 hrs |
X |
|
|
|
|
In effect |
8 hrs |
4 hrs |
|
|
|
|
|
7/1/2009 |
8 hrs |
4 hrs |
X |
|
|
|
|
9/10/2008 |
8 hrs |
4 hrs |
|
|
||
|
In effect |
8 hrs |
4 hrs |
|
|
||
|
In effect |
N/A |
N/A |
|
|||
|
In effect |
8 hrs |
4 hrs |
|
X |
X |
|
|
TBD |
8 hrs |
4 hrs |
|
X |
|
|
|
In effect |
8 hrs |
4 hrs |
|
|
||
|
In effect |
8 hrs |
4 hrs |
|
|||
|
8/1/2008 |
8 hrs |
4 hrs |
|
|
|
|
|
7/1/2009 |
8 hrs |
4 hrs |
|
|
|
|
|
9/1/2008 |
8 hrs |
4 hrs |
|
X |
|
|
|
7/15/2009 |
8 hrs |
4 hrs |
X |
X |
|
|
|
In effect |
8 hrs |
4 hrs |
|
|
|
|
|
12/31/2008 |
8 hrs |
4 hrs |
|
|
Residents only |
|
|
In effect |
8 hrs |
4 hrs |
|
|
|
|
|
7/1/2009 |
8 hrs |
4 hrs |
|
|
||
|
In effect |
8 hrs (480 min) |
4 hrs (240 min) |
|
X |
||
|
7/1/2009 |
8 hrs |
4 hrs |
X |
|
||
| TX |
TBD |
8 hrs |
4 hrs |
For follow-up course only |
X |
|
|
In effect |
8 hrs |
4 hrs |
|
X |
X |
|
|
1/1/2009 |
8 hrs |
4 hrs |
|
X |
X |
|
| Updated 9/4/2008 | ||||||
Arkansas- Arkansas has implemented mandatory training requirements for all long-term care agents. All long-term care agents licensed before July 1, 2008 must complete an 8-hour NAIC training course by 7/1/2009. Agents licensed after July 1, 2008 must complete a course before representing LTCi before 1/1/2009. A 4-hour follow-up course must be completed every 24 months thereafter. Content on Arkansas Medicaid law is required to be part of each course, as detailed in the Arkansas Long-Term Care Training Guidelines.
Partnership Program Status
- Effective January 1, 2008
DOI Must Approve Courses For Use - No
Course Must be Approved as CE -
No
CE Credits Must be Issued - No
Resident Producers - Must take
Arkansas course
Non-Resident Producers - May
take an 8 hour NAIC approved for use in any
licensed state
Long-Term Care Insurance Revised Rule 13
Arkansas Producer LTC Web Site
Arizona - Arizona regulations on mandatory training requirements for long-term care producers was signed by the governor on May 20, 2008. By July 1, 2009, all long-term care producers must complete an initial 8-hour continuing education course. A 4-hour follow-up course must be completed during every two year period beginning July 1, 2009. Resident agents must complete a CE-approved course by an Arizona approved provider; reciprocity is available for non-residents. Training must include "state and federal rules and requirements and the relationship between qualified state long-term care insurance partnership programs and other public and private coverage of long-term care services, including Medicaid."
Partnership Program Status
- Effective July 1, 2009
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - Yes
CE Credits Must be Issued - No
Resident Producers - Must take
Arizona course
Non-Resident Producers - May take
an 8 hour NAIC approved for use in any licensed
state
SB 1223
Colorado - As of January 1st, 2009, all Colorado long-term care agents must complete 16 hours of long-term care training: 8 hours in general long-term care training (which may be delivered in a classroom, online or in print) and 8 on partnership training (which must be delivered in a classroom setting). It doesn't matter which part of the training is taken first.
Colorado requires five hours of follow-up training every two years after the initial training deadline. The follow-up training must be delivered in a classroom setting. We expect the state to require providers to adhere to a detailed content outline for the follow-up training, too.
If they prefer, through the end of 2008 new Colorado producers can qualify to represent long-term care insurance by completing a state-approved 2-hour LTC course. However, new producers must still complete the full 16 hour program by 12/31/2008 whether or not the 2-hour course is completed.
All courses must include all of the content areas dictated by the state's extensive outline of required content.
Partnership Program Status
- Partnership state
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - Must take Colorado
course
Non-Resident Producers - May take
an 8 hour NAIC approved for use in any licensed
state
Colorado bulletin on long-term care partnership
training
Florida - Florida's long-term care partnership regulations were finalized in August of 2007. A one-time eight-hour training course must be completed by all agents selling, soliciting or negotiating long-term care insurance within Florida - whether or not partnership policies are sold. The deadline to complete this training for currently licensed agents was 12/31/2007, so a course must be completed by any agent representing LTCi. A four-hour follow-up course must be completed every 24 months thereafter.
Two-Hour Course Requirement Rescinded - Effective June 5th, Florida has rescinded the bulletin sent to insurers mandating a hour state-specific law requirement.
Partnership Program Status
- Partnership state
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - Yes
CE Credits Must be Issued - Yes
Resident Producers - TBD
Non-Resident Producers - May take
an 8 hour NAIC approved for use in any licensed
state
State Memorandum on LTC Training Requirements
Georgia - Georgia requires that producers complete a minimum 8-hour training course before representing LTCi partnership. This requirement is effective October 1, 2008, or the date upon which a represented carrier releases a partnership policy, whichever is later. The state has not announced state-specific content requirements but has communicated to training providers that state-specific content is required. Resident producers must earn CE for their course completions. At least four hours of follow-up training are required every 24 months after completing the initial training.
Partnership Program Status
- Partnership state
DOI Must Approve Courses For Use - No
CE Approval Required - Yes
CE Credits Must be Issued - Yes
Resident Producers - TBD
Non-Resident Producers - May take
an 8 hour NAIC course approved for use in any
licensed state
State Adopted Regulations
Idaho - Idaho implemented mandatory long-term care training in November of 2006. Beginning November 1, 2007, agents must complete at least eight hours worth of training in long-term care insurance, qualified partnership program insurance policies, and the relationship between partnership polices and other public and private coverage of long-term care. At least four hours of follow-up training are required every 24 months thereafter. This training is also required before representing long-term care policies that are not partnership policies.
Partnership Program Status
- Partnership state
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8 hour NAIC
course approved for use in any licensed state
Non-Resident Producers - May take
an 8 hour NAIC course approved for use in any
licensed state
State Bulletin
Illinois - Illinois requires all LTCi producers to complete course 25008, "Long Term Care Partnership." Producers licensed before July 1, 2008 that have completed the old 6 hour requirement (course 09400) by that date must complete the new course 25008 by July 1, 2009. Producers either not licensed before that date or who did not complete old course 09400 by then must complete new course 25008 before representing LTCi insurance within the state.
Reciprocal credit for this requirement is granted to non-resident producers who complete another state's similar training requirement. A follow-up course of at least 4 hours in length must be completed every 24 months following initial training.
Partnership Program Status
- Not yet approved
DOI Must Approve Courses For Use - Yes (all
courses bear the same name and course number)
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - Must take Illinois
course
Non-Resident Producers - May take
an 8 hour NAIC course approved for use in any
licensed state
State Administrative Code Statement
Iowa - Iowa requires that all long-term care agents in Iowa complete a four-hour course on NAIC content by January 1, 2009, and a three-hour follow-up course every three year CE term afterwards. Iowa offers full reciprocity for agents that complete training in a state with a similar requirement.
Note that initial courses for Iowa listed on the ClearCert course list meet the standard 8-hour length requirement. A course length of less than 8 hours is insufficient to review the entire NAIC content requirement and is also insufficient for obtaining reciprocal credit in the many states that require an 8-hour course completion.
Partnership Program Status - Not yet approved
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - Yes
CE Credits Must be Issued - Yes
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
ARC 6516B (page 1177 of Iowa's Administrative Bulletin
Volume XXX Number 14)
Maryland -
Maryland adopted a
Regulation on Producer Training Requirements for Long
Term Care insurance under COMAR 31.14.01.34. As of
September 10, 2007, a producer who sells, solicits, or
negotiates long term care insurance must complete a
one-time training course consisting of at least 8 hours
of long term care education. A four-hour follow-up
course must be completed every 24 months following. The
deadline for completing the initial course is September
10, 2008.
New producers (not licensed before September 10, 2007)
must complete the one-time training program of at least
8 hours, BEFORE selling, soliciting or negotiating any
long term care insurance.
The producer may apply the number of course credits of
any Maryland approved continuing education Long Term
Care courses to their overall continuing education
requirements. In other words, if a long term care
training program has been approved for 8 hours of
continuing education, then the producer may apply the 8
hours to the overall continuing education requirement of
16 credit hours.
Partnership Program Status - Not yet approved
DOI Must Approve Courses For Use - No (the state
has left this up to the insurer)
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Maryland training requirements
Maine - Maine formalized the partnership training requirements initially announced in September. Maine has adopted the NAIC training content requirements. Currently licensed agents have until July 1, 2008 to complete the initial 8-hour course and must complete a 4-hour follow-up course every 24 months afterwards. New agents may not represent, negotiate or sell long-term care insurance before completing the course.
Partnership Program Status - Not yet approved
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
DOI Bulletin
Minnesota - Minnesota released mandatory long-term care training regulations in July of 2007. Producers must complete a mandatory training course of at least eight hours before representing long-term care partnership policies; after January 1, 2008, this training is required for the representation of all long-term care policies. A four-hour course must be completed within 24 months of the initial training course, and every 24 months thereafter.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - Must take a
Minnesota course
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
and a Minnesota-specific state law course
60K.365 Producer Training Requirements
Missouri - The state's partnership program goes into effect on August 1st, 2008. Agents must complete an initial 8-hour training course before representing partnership policies, and a 4-hour follow-up course very two years thereafter. Training must be completed by the date upon which a represented carrier releases a partnership policy.
Partnership Program Status - Yes, effective
8/1/2008
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May
take an 8 hour NAIC course approved for use in any
licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Course List
Montana - The state requires
that all long-term care agents complete an initial
8-hour NAIC content training course by July 1, 2008, and
a 4-hour follow-up course by 7/1/2010.
Partnership Program Status - Not yet approved
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Agent Advisory Memorandum 9-7-2007
Nebraska - All long-term care agents are required to complete an initial 8-hour, NAIC model course by August 1, 2008, and a 4-hour follow-up course every two years afterwards. Although state law does not require courses to be approved for use or approved for CE, the DOI requires courses approved for CE use to contain certain content from the NAIC Model Act of 2000. This requirement does not affect reciprocity for training completed in other states.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
State website
New Jersey - New Jersey's state plan amendment was approved in February of 2008. All long-term care agents are required to complete an initial 8-hour, NAIC model course by July 1, 2009, and a 4-hour follow-up course every two years afterwards.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - TBD
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Bulletin 08-05
North Dakota - North Dakota formalized its partnership training program requirements on August 3rd, 2007. An initial 8-hour training course must be completed by July 1, 2008, and a follow-up 4-hour course must be completed every 24 months after that date. Training is required for producers representing partnership policies only.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
State Bulletin
Ohio - Ohio formalized its long-term care partnership program, including mandatory training requirements, on September 10, 2007. Agents representing long-term care insurance have until September 1, 2008 to complete an initial 8-hour training program. A 4-hour course must be completed every 24 months afterwards. The state assigns approved partnership training courses to an LTC8 or LTC4 category to help agents identify courses that will earn them qualified status. Agents that completed a course before its status was changed to LTC8 must contact the DOI to request that the course completion be changed to the new LTC8 course number.
Resident agents can complete training in another state, but only if the course is approved for Ohio LTC8 or LTC4 CE credits - which essentially means reciprocity is for non-resident licensees only.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes
CE Approval Required - Yes
Course Must be Approved for CE - No
CE Credits Must be Issued - Yes
Resident Producers - Must take an Ohio
course
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Reciprocity - Yes
State Bulletin 2-2008
Oklahoma - Oklahoma has established an effective date for its partnership program of July 14, 2008. Long-term care agents must complete a minimum 8-hour training course on long-term care partnership within one year from that date, or by July 14, 2009. The Oklahoma Insurance Department has clarified that courses must cover the state's Medicaid laws and that all courses must be approved for CE (even though the final regs state that CE is optional). This is because the state does not have a separate approval for partnership course use.
Reciprocity is provided for partnership training completed in another state.
Agents licensed after July 15, 2008 must complete an initial 8-hour course before representing LTC insurance, and a 4-hour course every 24 months thereafter.
Partnership Program Status - Partnership state
effective 7/14/2008
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - Yes
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Chapter 25: Section 365:25-3-1.4
Oregon - The deadline for Oregon long-term care agents to complete mandatory training was January 31, 2008, so all long-term care agents in Oregon going forward must have completed an initial 8-hour NAIC content course. A 4-hour follow-up course must be completed each two-year period thereafter.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Senate Bill 191
Pennsylvania - Partnership producers must complete a state-authored one-hour course before representing partnership LTC. All long-term care agents must complete an 8-hour course by December 31, 2008. ClearCert only approves courses for use in Pennsylvania that include the mandatory state content. A follow-up course of at least 4 hours must be taken every licensing cycle following the completion of the initial course.
Partnership Program Status - Partnership State
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - Must take
the one-hour
Pennsylvania course; may take an 8 hour NAIC course
approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
38 Pa.B. 1907 (supercedes 38 Pa.B. 564)
Rhode Island - Rhode Island does not yet have a formal partnership program in place, but requires long-term care agents licensed before July 3rd, 2007 to complete an initial course of at least 8 hours in length by July 3rd, 2008 and a follow-up course every two years afterwards of at least 4 hours in length. Agents licensed after July 3rd, 2007 had until January 1, 2008 to complete an initial 8-hour course; agents licensed after January 1, 2008 must complete a course before representing negotiating or selling long-term care insurance. Partnership course content is required.
Partnership Program Status - Not yet approved
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
2007-S 0638 Substitute A Act
Insurance Regulation 44 (Updated 6/10/2008)
South Carolina - South Carolina has established an 8-hour training requirement for all long-term care agents. A 4-hour follow-up course must be completed within 24 months of the initial training. Reciprocal credit is available for all producers.
Partnership Program Status - Not yet approved
DOI Must Approve Courses For Use - No
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
South Carolina SB1082 LTC CE
South Dakota - South Dakota's regulations are unusual in two respects. First of all, state requires documentation of training in the state's Medicaid program and partnership laws.
Secondly, the state has mandated 8 full hours of training. Although South Dakota recognizes a 50 minute per hour training standard for continuing education credit, for the purposes of long-term care partnership credit the state requires 60 minute hours. In effect, this adds an hour and twenty minutes of training time to the average continuing education classroom course.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - No
CE Credits Must be Issued - No
Resident Producers - Must take a South
Dakota course
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
and a South Dakota-specific state law course
Read South Dakota's Bulletin 7-07
Courses must be approved for use, but CE approval is optional, as is receiving credits for completing the course. Reciprocity is available to non-resident producers who complete another state's similar requirement.
Partnership Program Status -
Not Yet Approved
DOI Must Approve Courses For Use -
Yes
Course Must be Approved for CE -
No
CE Credits Must be Issued - No
Resident Producers - Must take
a Tennessee-approved course
Non-Resident Producers - May
take an 8 hour NAIC course approved for use in
any licensed state
Annotation to Tennessee
Code 56, Chapter 42
Texas - Texas finalized mandatory training requirements for long-term care producers in conjunction with implementation of the state's partnership program, which will be effective January 1, 2009. Producers licensed as of 8/5/2008 must complete an initial 8-hour long-term care course by January 1, 2009 or the date a represented carrier introduces a partnership policy, whichever is later. Producers licensed after the regulation's 8/5/2008 effective date must complete a course by the date on which a represented carrier introduces a partnership policy.
A 4-hour follow-up course must be completed every two-year reporting period after taking the initial course.
Courses must included state-specific content, and both initial and follow-up courses must be approved for this specific training use and also for continuing education credit. However, CE credit must be issued only for the 4-hour course; for the 8-hour initial course it's optional.
Non-resident producers may receive reciprocal credit for completing an NAIC 8-hour course in their home state, but only if the state is a partnership state. Otherwise the agent must complete a Texas-qualified course.
Partnership Program Status -
Effective 1/1/2009
DOI Must Approve Courses For Use
- Yes
Course Must be Approved for CE -
Yes
CE Credits Must be Issued -
Yes for 4-hour follow-up course, not required
for 8-hour initial course
Resident Producers - Must take
a Texas-qualified course
Non-Resident Producers - May
take an 8 hour NAIC course approved for use in
the producer's home state if it is a partnership
state; otherwise must take Texas-qualified
course
State Web site
Virginia - The state of Virginia's mandatory long-term care partnership training became effective 9/1/2007. All agents (resident and non-resident) must complete a two-hour Virginia-specific partnership and state law course approved for CE credit, and must complete six general hours of long-term care training. The requirement can be fulfilled in a single course.
Non-resident licensees in Virginia may receive reciprocal credit for 6 hours of general long-term care training, as long as they received CE credit for it from another state. However, two hours of Virginia's training are state-specific and must be completed by both resident and non-resident licensees. Virginia CE credit must be issued to licensees who complete this course - again, whether resident or non-resident.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes
Course Must be Approved for CE - Yes
CE Credits Must be Issued - No
Resident Producers - Must take a
Virginia course
Non-Resident Producers - May take an 8
hour NAIC course approved for use in any licensed state
but must also take the 2-hour Virginia partnership and
state law course
State Bulletin 07-03
Wisconsin - (Updated
9/3/2008) - Wisconsin has filed a State Plan Amendment
and is awaiting approval. In the meantime, the state has
established mandatory long-term care training
requirements for all long-term care producers. All LTC
producers must complete an initial 8-hour course by
January 1, 2009 and a 4-hour refresher course every
licensing period after completing the initial course.
The training must include two hours of state law content
created by Wisconsin, and resident producers must
complete a Wisconsin course. NAIC reciprocity is
available for non-residents, who must complete two hours
of state law content.
Partnership Program
Status - Not yet approved
DOI Must Approve Courses For Use - Yes
Course Must be
Approved for CE - No
CE Credits Must
be Issued - No
Resident
Producers - Must take a Wisconsin course
Non-Resident
Producers - May take an 8 hour NAIC
course approved for use in any licensed state but
must also take a 2-hour Wisconsin partnership and
state law course
Wisconsin 2007 Act 20
Agent Web Site
Original Partnership States
Producers in the four original long-term care partnership states must complete initial training. In California and Indiana a follow-up course must be completed each licensing term. Course completions in these states are not valid for reciprocal credit in NAIC/DRA states.
|
State |
Mandatory Long-Term Care Course |
Mandatory Partnership Training |
Follow-up Training |
CE Required |
|
CA |
8 hrs |
8 hrs classroom |
8 hrs |
X |
|
CT |
8 hrs online |
4 hrs classroom (state-provided) |
|
Resident producers only |
|
IN |
8 hrs classroom |
7 hrs classroom |
5 hrs |
X |
|
NY |
4 hrs online |
4 hrs classroom (includes exam for online course) |
|
|
California - All long-term care agents in California must complete an 8-hour course on general long-term care concepts. Those representing partnership policies must take an 8-hour classroom course on partnership.
Follow-up course completions vary depending upon license date. Here is the statement from the California DOI regarding mandatory training requirements requirements:
AGENTS & BROKERS: ACCIDENT AND HEALTH AGENT (AH) LICENSE INFORMATION
Long-Term Care Training
Pursuant to Section 10234.93(a)(4) of the California Insurance Code, each agent or other insurer representative authorized to solicit individual consumers for the sale of long-term care insurance shall satisfactorily complete the following training requirements that, for resident licensees, shall count toward the licensee's continuing education requirement, but may still result in completing more than the minimum number of continuing education hours set forth in this section:
- For licensees issued a license after January 1, 1992, eight hours of training in each of the first four 12-month periods beginning from the date of original license issuance and thereafter eight hours of training prior to each license renewal.
- For licensees issued a license before January 1, 1992, eight hours of training prior to each license renewal.
- For nonresident licensees that are not otherwise subject to the continuing education requirements set forth in Section 1749.3, the evidence of training required by this section shall be filed with and approved by the commissioner as provided in subdivision (g) of Section 1749.4.
Licensees shall complete the initial training requirements of this section prior to being authorized to solicit individual consumers for the sale of long-term care insurance. All agents that sell long-term care products, who are exempt from continuing education requirements, must complete a long-term care course once during each term.
In addition, pursuant to Section 58056 of Title 22 of the California Code of Regulations, any agent marketing a Partnership Long-Term Care Insurance Policy or Certificate must complete eight (8) hours of education on long-term care in general that meet the requirements of Section 10234.93 of the California Insurance Code and eight (8) hours of training eight (8) hours of training in a live classroom setting on California Partnership for Long-Term Care.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes
CE Approval Required - Yes
Reciprocity - No
State
partnership website
Connecticut - The state requires the completion of an 8-hour online course, through which the agent obtains a serial number used to register for a four-hour classroom course presented by the state. CE credits must be earned for completing the course.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes
CE Approval Required - Yes
Reciprocity - No
State
web site
Indiana - The state requires the completion of an initial 8-hour general long-term care course followed by the completion of a 7-hour partnership course. All training must be received in the classroom, and CE credits must be earned for the initial training. Indiana requires a 5-hour follow-up course every 4-year CE term beginning with the term following completion of the initial course work.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes
CE Approval Required - Yes
Reciprocity - Full reciprocity for long-term care
training (8 hour training) completed in another state;
no reciprocity for partnership training (7 hour course)
State web site
New York - All New York long-term care agents representing partnership policies must complete a state-provided online course followed by a four-hour class which includes an exam on the online course.
Partnership Program Status - Partnership state
DOI Must Approve Courses For Use - Yes -
State-provided
CE Approval Required - Yes
Reciprocity - No
State website
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