The Authorized Carrier Portal for Annuity, Long Term Care and Flood Insurance
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Now Certifying National Flood Insurance Program Training Compliance

What Brings You Here Today?

I Need To Learn the Rules

In most states, you must prove your compliance with mandatory long-term care insurance, suitability in annuity and flood insurance training to your carrier - not the state department of insurance. Learn what your carrier requires in every licensed state - and how to earn reciprocity for completions.

learn the state-by-state training rules

I Need to Take a Course

Be sure you receive ClearCert® Credit for course completions to gain - or maintain - your certification to represent annuities, long-term care or flood insurance. Each course on our list has earned the coveted ClearCert® Certified status, so when you take one we can guarantee our member carriers will accept your completion.

go to the course list

I Have a Question

Got questions? We have answers! Learn why suitability in annuities, long-term care and flood insurance training is unique (hint: your carrier, not the state department of insurance, must verify your compliance). This reality can create confusion if you are looking for answers in the wrong place. We're the right place!

get answers to your questions

My Company Wants to Join

  • ClearCert® offers membership opportunities for your company! Learn the many membership benefits available to:
  • Annuity, Long-Term Care and Flood Insurance carriers
  • Agency Licensing and Contracting
  • Training Providers
go to the membership center

Who is ClearCert®?

ClearCert® is the proven, independent certification clearinghouse dedicated to mandatory long-term care insurance, suitability in annuity and flood insurance training-requirements because they are validated by insurance carriers, not state departments of insurance.

We post carrier-authorized state-by-state training rules and a list of training courses certified to fulfill them. Participating carriers include John Hancock Financial; Genworth Financial; OneAmerica; Unum/Colonial Life;  Securian; Transamerica; Forethought Financial; Trustmark Financial; Pacific Life; Thrivent Financial for Lutherans; MassMutual; Guardian Financial; and LifeCare.

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